49 ways to put your accounts to use
Illustrative results with sample data
An organized summary, open questions and a checklist you can run next month.
September money review
Sample outputSeparate planned travel from new recurring charges and choose what to check next.
What changed after your raise
Sample outputReview the trip once, then retrieve the same labeled records in another connected AI.
Your reviewed Lisbon trip
Sample outputCheck the merchant and payment history, then save a label you recognize.
Find recurring payments and possible overlap, then keep the charges you want to check.
Save the changes you confirm and finish with the payments that still need your context.
Follow the total down to the merchants and categories behind the change.
Compare matching periods and accounts, then pinpoint which merchants changed.
Find the unusual month and inspect the purchases behind its difference.
9 of 49 examples shown
Lumen gives your AI app read only access to your accounts. Your AI writes the answers, and you make the decisions. Lumen doesn't give financial, investment, tax or legal advice.
Ask about your account records. Compare amounts and assumptions you choose. These examples show information and calculations, not recommendations about what you should do. Check AI answers against your records. For personal financial, investment, tax or legal advice, speak with a qualified professional.
Lumen provides read only access to your financial account data so the AI app you choose can answer your questions. Lumen is not a registered investment adviser, broker-dealer, tax preparer or law firm. Nothing here constitutes financial, investment, tax, or legal advice. Answers come from your AI app, may be incomplete or inaccurate, and may not reflect your most recent transactions.
Most money prompts going around start with pasting a statement or typing in your numbers. With Lumen connected, your AI reads them from your accounts instead.
The usual prompt
Here's my bank statement for last month paste statement. Sort it into categories and tell me where my money went.
With Lumen
Using Lumen, where did my money go last month?
No export. Totals come from your accounts, not from adding up rows in the chat.
The usual prompt
Here are three months of card transactions paste CSV. Find every subscription and add them up.
With Lumen
Using Lumen, what subscriptions and memberships am I paying for?
Every connected card and account is checked, including the one you forgot to export.
The usual prompt
This month I made type income and spent type spending. Did I come out ahead?
With Lumen
Using Lumen, how much came in versus went out last month?
Card payments and transfers between your connected accounts cancel out instead of counting as spending.
The usual prompt
My take home is type income and my bills are list each bill. What's left over each month?
With Lumen
Using Lumen, show income minus spending for each of my last six full months. How many paychecks did I get each month?
Income, spending and paychecks come from your accounts, so there's nothing to type in again next session.
The usual prompt
My cards are type each balance, limit and due date. Help me keep track of what's due.
With Lumen
Using Lumen, show my card balances, payment dates and any reported minimum payments.
Balances, limits and due days come from each card. Anything a bank doesn't report shows as unknown, not a guess.