How it works
Three steps. About three minutes.
01 / Connect
About 2 minConnect your accounts
Link banks, brokerages, and cards through Quiltt — the bank-grade aggregator hundreds of fintechs trust. Encrypted and secure. You never share a password with Lumen.
Credentials stay with your institution
02 / Paste your link
Under 1 minAdd Lumen to your AI tool
Paste one URL into Claude, ChatGPT, Cursor, or any MCP-compatible AI. That is the entire setup.
One secure URL · no code
03 / Ask anything
Ready to askYour AI now sees your money
Ask "where am I overspending?" "Can I afford this?" "What subscriptions did I forget?" Your AI sees the answer — and only the answer.
Answers stay in the tool you chose
A clearer answer is closer than you think
Bring your finances into the conversation.
Private by design, useful from the first question, and always under your control.
Try Lumen